Giles Consulting Group
Open Enrollment is 365 Days a Year
Welcome to a new way of healthcare. We put the power of choice back into your hands with healthcare alternatives for every need and budget.
Employers
We can design your employee benefits programs in many ways. From employers with no benefits to employers with 1,000+ employees and looking to explore cost containment strategies.
Individuals & Families
Choose from a variety of plans that fit your needs and budget. From short term medical plans, catastrophic coverage, everyday coverage, and comprehensive coverage.
Meet Your Agent
TOMMY GILES
Tommy consults with small, medium and large companies to create and design competitive employee benefits. If your company currently offers employee benefits, Tommy works side by side to educate your employees and H.R. team on healthcare changes, demonstrates new cost-saving strategies, explains the importance of employee retention strategies and most importantly, so you how to save that money!
At your next open enrollment, consider calling Tommy to help you maximize all your opportunities and providing the best value for your company this year!
MEET YOUR AGENT
Giles Consulting Group is a licensed independent employee benefits company, specializing in providing cost efficient and effective healthcare strategies the market has to offer. We help individuals and businesses of all sizes to find the right healthcare that fits their needs. One thing you can expect when you partner with our agency is transparency in the process, quality healthcare products, communication and education of benefits. Our mission is to provide excellent service, answer the phone when you call and save you time and money.
Let Giles Consulting Group redefine the way you experience healthcare!
Individual Health Benefits
Choosing an individual health insurance policy can be a complicated journey. Multiple factors go into the price of a plan—including the size of the provider network, how much the insurance company will cover, and the deductible amount. Let us help you select a healthcare alternative option that could save you and your family up to 50% per month or thousands of dollars per year without sacrificing quality care.
Catastrophic Coverage
Choose from a variety of plans that fit your needs and budget - coverage for Catastrophic, Everyday, Short Term, and Comprehensive plans.
Everyday Healthcare
You can select benefits like Prescription Only Plan, Dental, Vision, Hearing, Cancer, Critical Illness, High Deductible Gap Insurance, Disability and Accident Insurance.
Comprehensive Coverage
Choose from a variety of comprehensive plans that cover your primary care visits, prescriptions, and hospitalizations.
Tommy's Most Cost Effective Healthcare Alternative Recommendations
Below you will find a wide variety of individual benefits. I'm going to save you some time trying to figure out which company and what benefit is best for you. I will show you healthcare plans and strategies that are saving our clients hundreds and even thousands of dollars in healthcare premiums every year.
1. Direct Primary Care
When you purchase this plan, it will serve just about all of your primary care needs. PrimaCare Premium Plan by offered by Aliera Healthcare - It is guaranteed Issue for individuals starting at $99 per month up to $259 per month for a family plan. Benefits include 24/7 Telemedicine by Teledoc, Nationwide network of primary care doctors. You will get unlimited co-pay visits for low as $25 per visit, urgent care visits and more. This plan does not provide any hospitalization benefits. We choose this plan because 80% of doctors visits can be handled right over the phone, but if not, you can still go visit your primary care doctor. Click the link and scroll to the product PrimaCare Premium to learn more. Click Here
2. No Deductible Healthcare Plan
This plan is called the Affordable Choice offered by Manhattan Life Insurance. This plan is fantastic! It is a limited hospitalization benefit. Before you disregard this option because it says limited benefit, let me just tell you that this insurance policy is rich with benefits. It covers the following: This plan pays a daily benefit amount for services. Inpatient Benefits, Hospital Admission Benefit, Surgical Benefits, Doctor's Office visit, Outpatient Medical Benefits, Emergency or Urgent Care, $5,000,000 Lifetime Benefit Maximum, and Teladoc/Karis 360 (not included in the child only policy) This policy has saved families upwards of $7,000 per year in premium costs alone not to mention the savings for not paying an annual deductible. * I highly recommend this option* See below to get a quote.
Affordable Choice
Surgical & Hospitalization Benefits
Affordable Choice
This plan pays a daily benefit amount for services.
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Inpatient Benefits
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Hospital Admission Benefit
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Surgical Benefits
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Doctor's Office visit
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Outpatient Medical Benefits
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Emergency or Urgent Care
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$5,000,000 Lifetime Benefit Maximum
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Teladoc/Karis 360 (not included in child only policy)
Dental, Vision & Hearing Insurance
3 Benefits In 1
Dental, Vision & Hearing
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Choose your dentist - No Networks
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Family Rates (includes a maximum of 3 children)
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Individual 18 - 85
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Vision benefits
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Hearing benefits
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$1,000 - $1,500 policy year benefit option available
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Guaranteed Issue
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Guaranteed renewable for life.
Out-of-Pocket Protection Plan
Insurance For Your Deductible
Out of Pocket Insurance
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Helps pay deductibles and copayments.
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Your choice of benefits and premiums
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Pays benefits directly to you unless assigned to help with hospital bills and out-of-pocket costs.
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Pays in addition to all other insurance and workers’ compensation.
Personal 24 Hour Accident Insurance
Accident Coverage
Accident Insurance
Benefit highlights include:
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Accidental Death
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Emergency Dental
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Hospital Admission and Confinement
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Lodging
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Intensive Care Unit
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Transportation
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Air and Ground Ambulance
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Surgery
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Emergency Room Treatment
Cancer & Dread Disease Insurance
Financial Solutions, Treatment and Recovery
Cancer Insurance
Cancer Insurance provided financial relief while you focus on recovery. It's income replacement while you go through treatment. Although health insurance can help offset the costs of cancer treatment, you still may have to cover deductibles and copayments on your own.
Critical Illness Insurance
Heart Attacks & Stroke Beneftis
Critical Illness Insurance
Unfortunately, these critical health events can interrupt our lives:
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Heart Attack
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Coronary Artery Bypass Surgery
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Life-threatening Cancer
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Stroke
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Major Human Organ Transplant
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End – Stage Renal Failure
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Coma
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Major Third – Degree Burns
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Paralysis
Viva Life Family 20 Year Term Life Insurance
No Medical Exam Required
Issue Ages: 18 - 55
20 Year Level Term Life
The policy provides level term life insurance for 20 years (15 years for ages 56 - 60) based on the Plan selected.
Optional Rider:
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Spouse
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Child(ren) $10,000 coverage
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Accidental Death
Available Coverages:
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$25,000
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$50,000
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$100,000
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$150,000
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$200,000
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$250,000
Viva Life Professional
20 Year Term
No Medical Exam Required
Issue Age: 18 - 60
20 Year Level Term Life
The policy provides level term life insurance for 20 years (15 years for ages 56 - 60) based on the Plan selected.
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Simplified Issue Term Life Insurance.
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You Select the Amount of Protection Needed.
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Accidental Death Benefit 'doubles' your protection.
Available Coverages:
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$25,000
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$50,000
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$100,000
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$150,000
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$200,000
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$250,000
Viva Life Whole Life Insurance
Whole Life Insurance
Viva LifeTime is a whole life policy that provides permanent life insurance protection. With level premiums and guaranteed cash values, Viva LifeTime offers you life insurance protection that will last a LifeTime.
Viva LifeTime can be purchased as a juvenile plan for ages 0-17 and as an adult plan for ages 18-65.
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$20,000
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$25,000
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$30,000
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$40,000
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$50,000
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$75,000
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$100,000
No Medical Exam Required
Issue Ages: 0 - 65
Victory Series Guaranteed Issue Hospital Indemnity Plan
Guaranteed Issue
The Victory Series Hospital Indemnity Plan is great for individuals or families seeking hospitalization benefits to help cover the high cost of healthcare.
This plan provides:
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It's Guaranteed Issue
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No deductibles
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No Lifetime maximum benefit limits
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A choice of three benefit packages
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Pay directly to you after easy claim filing.
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Pays in addition to all other insurance
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No networks, use any doctor or hospital!
No Medical Exam Required
Issue Ages: 18 - 65
Group Health Benefits
We Design Benefits Plans
Group Health Insurance
Minimum Essential Coverage Plans
Dental Insurance
Vision Insurance
Hospitalization Insurance
Cancer Insurance
Critical Illness Insurance
Short Term Disability
Long Term Disability
Life Insurance
Retirement